We employ the cash envelope method around here.
This Christmas season I’m starting early.
Every week I’m buying one or two gifts and putting them away.
I hope to not see such a bite in my gift envelope come the third week of December.
I hope!
And because today was so nice, I choose to use some of my birthday money to invest in a favorite drink. Yes, the eggnog latte is back and tastes even better than ever!

I was born in Jos, Nigeria many years ago. I spent the next nineteen years living in Liberia, Kenya and Ethiopia.
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